BLOG

  One of the most insidious problems I often face with clients is the use or rather misuse of credit cards. Swiping a card doesn’t feel as painful as spending your hard earned paycheck, but it should be. The road to credit card abuse starts like this: “I’ll have the money next month” which turns […]

Sometimes I get a question about investing in gold. Usually it is after a tumultuous time in the stock market or a geopolitical crisis de jour. But thinking of gold as an investment to my mind is wrong. Gold is not an investment it is something to speculate in. An investment grows apart from any […]

If you think risk is the chance your investment dollar will go down today, then I challenge you to ask the question “When should I take on risk?” If you choose to put your money in a CD or savings account, you avoid the risk of any fluctuation of the principle. You do have the […]

I turned on CNBC this morning to the news that the Brits had voted to leave the EU. The S&P futures showed a loss of nearly 4%. The British Pound dropping by nearly 8%. The announcers are interviewing anyone that will talk about the doom to come. In other words the sky is falling…again. Except […]

I’m not one to pay buckets of money for custom tailored clothing. Just like many of you, I go to a store, pick out my general size and buy the nearest fitting clothes available. I would enjoy having my shoulders, waist, neck etc. measured to the quarter inch, then have my clothes fit perfectly, but […]

With the end of the year approaching, now is the time to look for opportunities to save on income taxes. Here are some items you should look for: ​ Determine whether bunching deductions into 2019 or 2020 will enable you to itemize. Maximize the $15,000 per donee annual gift tax exclusion if estate taxes are a concern […]

Stole that headline from Twitter. Originated with someone named Allen Kuhn. I don’t know Allen but that is a catchy snippet. One hundred and forty characters doesn’t tell much of a story so I will just guess what Allen was thinking. These were all on Yahoo finance today. This could send gold tumbling below $1,000 […]

If you haven’t heard of Bill Ackman before then good for you! You’re out living your life and are not too plugged into CNBC. Bill Ackman is a hedge fund manager, he is a really smart guy and made a lot of money for his investors…until recently. His big bet on pharmaceutical company Valeant has […]

A volatile stock market closed 2015 with a small loss of 0.70% on the S&P 500 index and 1.0% for the Dow. The US Dollar gained about 9% against other major currencies resulting in a 1% loss in the EFA Index for dollar denominated investors. The Federal Reserve finally began raising rates at the end […]